For example, drop the price to $1,500 but require a credit score of 700+ and a double deposit.

Often the best ones are the smaller community banks in your area, not the large coporate banks however they'll have options as well but its normally relationship based where you'll come in to the bank to meet them and they'll be looking over your financials, credit, investment experience, etc. however once you're in with one of them, it becomes much much easier to borrow with them in the future...

So our cash flow was reducing during our hold due to poor ADR increase and large insurance and prop tax increases.  

The risk seemed zero, but it still happened (city poor maintenance played a role).- because people should be compassionate.

My unit sits vacant longer and this poor family will struggle to find a good place to live.

Luckily I had lines of credit and private lenders I could tap into.

Just wait until a sec 8 tenant fails to recertify or loses voucher and you need to evict these people who have barely any money/credit to find another place.

The site also allows tenants to pay with ACH for free or for a fee, the tenant can pay with a credit card. 

We start out building just an internal tool for our own wholesaling business, but we opened it up at some point to actually look for partnerships.The main difference is just we directly ping the credit union for phone numbers, so the data is never stale.

Some of the projects were with a local partner as well and then the managing chores were split between us.The lending perspective was stiff in the beginning, as I didn't have any experience at all, also no credit score, and that project was only by myself, so the leverage was low, but I could work on a low-price property to start.Fast forward 5 years, I have built a credit score with 2 credit cards under my ITIN of more than 650, and done 4 properties as experience.