If you are going to do a HELOC then you must understand the cost of using those funds.  

@Chris Kay finding a quality, cost-effective contractor is extremely difficult:(There are thousands of contractors that are great talkers, but rarely perform within budget.Standard bait & switch is to lowball a bid, then once they get started all sorts of things "pop up" that somehow their bid didn't cover.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Blue Gate Capital strung me along until very close to closing and almost cost me the deal.

After my P.M. costs I collect $940 or so/month. 

WHAT IS A COST SEGREGATION STUDY?

You will have holding costs along the way with repairs, maintenance, taxes, etc.

Not going to give here a lecture on S-corps, but take my word: no benefits, only extra hassle and extra cost, such as preparing another tax return.

All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

I had few options so our cost doubled.