Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

I know of a lender that offers a 0% down, owner-occupant conventional loan that is a fantastic option for househacking.

 @Raif Jochim without knowing details of each loan, I would almost always choose the primary home.

Just bc he says he will fix wiring is seperate from your loan denial letter.

We also work with 203K construction loans which NEVER give a deposit. 

The way I'm looking at it, if my spouse and I only do employer matching for the 10 years we would have more than enough in there and still 10 years out from being able to access it.I do plan on doing 401k loans for deals if the numbers check out, and I've considered rolling over some of our 401ks into roth IRAs to access our contributions but we'd have to pay taxes out of pocket (a big hit to cash flow) and we couldn't touch it for 5 years.  

@Ben O'Neill I have a second, and for a short while a third loan on a property.

I'm a little confused--are 2 of your 3 properties MTR's that you rent to international students?

So she's just behind in her mortgage and probably has a notice of default or whatever the procedure is in Florida.Your ability to get a loan for the home has nothing to do with her payment history on the home.  

There was an article published in Sept 2024 that showed the average consumer would save over $10,000 by working with a broker vs a direct lender over the life of their loan.