Any time there is a need for major maintenance, say a new AC unit or a new roof, the two cousins have to coordinate and get on the same page.

Thats if all the HVAC are in good conditions and roof. 

I consider myself somewhere between novice and intermediate, and the program has helped me set and achieve concrete goals.The most priceless aspect of the program is the community.

Do you know the difference between framing, siding, roofing, flooring, and wallboard nails as an example? 

I changed to a new provider this year, and got insurance at $1450, but had to replace a roof and water heater to do so. 

I just read a Bloomberg headline that insurance costs off the roof and SWFL real estate experiencing a downturn.

The  lowest I could go may be break even, provided it will be short lived and I believe the appreciation will go through the roof.

Ranches have larger roofs so more water shedding from the roof during a rain.

The main hurdle that many of our borrowers face are the income aspect of it, especially expensive markets like the West coast.

Also had a roofing contractor lie about the state of the roof in hopes of getting a new one - when our own roofer said there was nothing wrong with it and the life span of a roof is a lot more than 10 years.