Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I don't know what his minimum liquidity requirements are to join.

Nothing illegal about doing that, but if caught, the lender may call the loan due and if you don't correct the situation or pay the loan off, they willstart mortgage foreclosure.3) You could also go the HELOC route to tap the equity in the home, but the 12-month owner-occupancy will also apply AND the interest rate on the HELOC will fluctuate with the Fed Fund Rate.4) You could do a cashout refi as an investment property, but that will be at an interest rate 0.5-1% higher than owner-occupied rate.Suggest you meet with 2-3 lenders to explore your options about the above.Once you have access to funds, recommend you buy a 2-4 unit with 20-25% down. - You can buy owner-occupied, live in one unit, and fix up and rent the other unit(s).- If you're handy, recommend buying a property in the worst condition you can tolerate.

Any recommendations or insight are appreciated!

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

If you're concerned about whether the rates match what was rented, we recommend asking your property management company if they can provide access to the booking details.

I never recommend flipping - something as a slight change in the interest rate markets can completely turn your flip upside down. 

.  --- From the zoning code it says, an RM-2 zoned lot can have "1 unit per 2,500 sf. of lot area"If you don't meet that lot size requirement you'll need to make a request for a variance, then post notice about the desired change in front of the building.

Personally, I advocate for a long-term investment strategy and would recommend investing the funds, provided you are comfortable with the expected return on investment over time.

Water is a lienable utility here so I would minimize putting the bill in the tenant's hands unless you're certain that it will be paid.If you need a plumber in the Wilkes-Barre area I'd recommend Billy Smith of No B.S.