There are some good programs out there and there are some bad programs out there, but the winning formula is how determined are you to succeed.

While you can use the SBA program (504 or 7a) for certain real estate acquisitions - self storage, hotel and/or RV Park/campground properties (gets tricky), rentals would not work.

Has anyone ever been apart of this program called Partner Driven Real Estate?

As a failsafe there are other programs should you have an issue trying to use self-employed income or business income.

Rewards program that killed the legendary hotels dot com 10 for 1 that doesn't even work on most of the listings when you try to apply it.

Any creative programs out there?

Additionally, they should be using a lead generation and tracking software programs so that details can be seen of where leads are coming from and at what stage they are lost. 

Before the late 1970s there were no real estate gurus, no real estate investment courses, no house flipping TV programs, no real estate get rich books, no real estate investment clubs, and what experience the general public had about real estate was limited to buying their personal residence. 

For me personally, I find a tremendous amount of value in going through programs that help me learn at a much faster rate then what I could on my own as well as help me mitigate risk/self doubt.

Carolina,It's really not as bad as you think because there are programs that will allow you to refinance to pull cash out or purchase a home with an "unpermitted" ADU.