This also assumes an agency loan hovering around 4%. 

@Danny Abrahamson - KW (and most Realty Agencies) are going to want you to either be full-time or have a plan to get there in a "reasonable" amount of time; however, it is also known that the vast majority of licensed agents are part-time.

As your own story confirmed, that information can be, and has been, stolen from the government agencies, credit bureaus, insurers, retailers, medical providers etc. 

The land, the permits, the plans, the inspection analysis reports from all agencies and a plethora of other entitlements that come with this venture.

The agency of the future will have “Home Buying Specialists” who guide a family through the local buying experience and even provide their own extended-stay options and home inspection professionals.

I've learned through the years that whether your experience with Section 8 is positive or negative is heavily based on the Section 8 agency you will interact with. 

In the state of IL, the situation you are referring to is called dual agency.

You can get a free credit report once a year from each of the credit reporting agencies - and can monitor your credit report by getting one every 4 months from a different provider.Go to annualcreditreport.com, this is the Government mandated site that all 3 reporting agencies comply with.

However, you can’t garnish/intercept tax returns unless you’re a government agency or it’s a government debt. 

you can still qualify for agency debt but otherwise start making calls to lenders that offer special financing or go back to seller .. there is always a way