A California foreclosure which seeks a deficiency through a judicial process has a redemption period post sale of 12 months.A California foreclosure which proceeds non-judicially through the DOT's power of sale is barred from deficiency and the redemption post sale is 3 months.CCP 729.030In a tax sale the right of redemption expires the night before the tax sale.  

There are a ton of forums and blogs on notes, if you use the search bar on the top right you can read through them

Of course (since I own a title company too), if I thought I was going to be getting business from you in the future I would likely just review them for free, especially if they are just variations of the standard Bar approved contracts.

Its listed at $179,000 +$150 HOA /mo The area is great, and near many restaurants and bars great for renting. 

I have come across an wholesaling opportunity of a Restaurant/Bar. 

Thats the behind the scenes on what I ment by my second paragraph.

There are a lot of threads on this topic (that go into a lot more depth)...They show up in the search bar if you search for "90 day rule" (if you searched, I'm guessing "91" was the reason you didn't find them)...

I would suggest that you use the search bar and look up Jacksonville, and then click on members.

That market and your education arrive on the scene just about as important.  

It's the best source of information that I have found concerning real estate, bar none.