The real estate investment vehicle itself is wildly different than the stock market -- you don't put your money in, close your eyes for 15 years, and hopefully make 50% on your deal and sell your stocks.

I'm all for getting a match (free money), but I'm not for maxing out a vehicle that will get hammered with taxes on the way out

I just went through the experience of selling and buying a vehicle.

I was able to do a cash out refi to keep 20% down (60k) and took the rest and paid off my wife's vehicle. 

And is it cheaper to buy a used vehicle or a new one?   

It's just a vehicle that's holding your money (equity). 

Look for people close to you, who trust you, where maybe they have money tied up in CDs, retirement accounts, or other investment vehicles that are typically paying low interest. 

James, obviously if you purchase a new vehicle that will increase your debt to income and limit what you qualify for with regards to your home purchase. 

But if he cannot make the payment then I would suggest you make payments on this vehicle and get it paid off as soon as possible.

I believe real estate is the vehicle for change that I seek.