Brother in law burned my credit to the ground! No bank financing

[Benjamin Orozco]

Hey everyone looking for some wisdom.

I co signed for my brother in law for a 2017 Toyota Corolla. He’s sent 4 late payments in the last 7 months and be torched my credit score down to 625.

I’ve been denied financing by two small bank lenders in kansas Topeka. I just bought a triplex in January with a partner and my score then was 670 I barely made it.

What other forms of buying single family properties in kansas Topeka and doing the BRRRR strategy can I do to build capital and build a portfolio. I have 71,000 in a HELOC I can use. I was strategizing buying a home cash, rehabbing in then renting just like the BRRRR but then refinancing will have to be put on hold until my credit is sufficient and I have more cash reserves.