Basically, if you are committed to this investment thing, you will need to make some uncomfortable/hard choices to eliminate the credit card debt and lower your monthly debt.Once that goal is complete, you can begin practicing habits to live below your means and start building up your savings. 

Probably conventional investor loan is your likely choice, but some chance you might also use DSCR loan.

There's pro's & con's to both choices.

It's a personal choice.

Look into how much money you might make, loan choices, help for down payments, checking the market, other ways to invest, and how to deal with risks.

You might find more than one lender who won't ask for the 6-month interest reserve but he'll probably ask for a bank statement with the 10% down 4%-8% closing costs 6 months of interest just to know you have sufficient liquidity.  

From the STR perspective, condos - especially smaller 1- and 2- bedroom units - are also a poor choice in crowded markets like Orlando and Miami.  

This type of financing requires the projected income of the property, determined by a local expert, to sufficiently cover the monthly mortgage debt.

facebook market place is always a solid choice.

Since then I've had a few other contractors come out and verify the work is not sufficient let alone up to code.