Although it does present risk, the attorneys I work with explained it to me like this. 

My husband is also very allergic to cats and will cost us a lot of money to deep clean the apartment once he moves out which is what we explained.

Jeff can explain the different rules and the qualification of a vacation home loan. 

A major point to this scenario:  the attorney prepares a document explaining the transaction and risks involved in detail and has the seller sign, and notarize the document. 

Make sure it explicitly explains the process for termination if you are unhappy with their services, especially if they violate the terms of your agreement.3.

I know I had a lot of questions before / during working with OCF (as with other companies I've dealt with) and Engelo does a good job of explaining the way they do things and how it relates to the city of Toledo.As others have stated, RE in general is somewhat risky (just like any other investment), however, I wouldn't worry about OCF / Engelo regarding where to use your investment dollars....in my experience, they do things the right way.

Really something the lender should thoroughly explain to someone purchasing a home where the taxes at the time of closing don't represent the final/improved tax amounts.   

Because these people are better at marketing and talking but couldn’t explain the difference between a balance sheet and a balance beam.

An accountant can explain this in better detail

My BP profile explains how.