For example, if I bought a $100K home and, in the appraisal, the land is worth 10K, and the property is worth 90K, then 90K / 27.5 = $3,272 in annual depreciation. 

For example, a buyer putting 20% down on a $500k home would pay around $500k in interest over the life of a typical mortgage at current rate around 6.5%.

But that fresh start was excatly what he needed to rethink his approach.Have you considered looking into markets outside of San Francisco?

For example, if I had a 1 hour conversation with a GC regarding the renovations of the property to get it ready for STR, how do I prove that I performed that 1 hour conversation in the log?

For example, are they on year 13 of the 15 year lease? 

Perhaps not the best example, but  what you are doing is no different than a medical patient who walks into 6 doctors offices with a broken finger asking to be treated with radiation.

For example mine is $7150 monthly mortgage payments but my gross rents are $12,600 between 3 properties.

Costa Rica for example I believe it is something like a foreigner cannot own property directly but you can open an LLC and the Costa Rican LLC can own the property, etc. 

I could have expanded my portfolio sooner if I had recognized the potential of using financing strategically.For example, after selling my HUD foreclosure condo in Northern Virginia for $440,000, I reinvested the profits into additional properties.

Take Tampa for example—it’s been hit by a hurricane once every hundred years.