Does the same apply if I were to add my girlfriend as a co-signer instead of a co borrower ?

I cannot get a CO with the permit open and cannot rent the units.

I don't recall ever allowing a co-signer, it always seemed just a licence to sue a 3rd party if things went bad, so I don't have actual experience with this.

A co-signer is a great idea.

@Parker Eberhard $1 million cash in I'd either:Scenario A1) Purchase a CO mountain property ~$700,000 to short term rent out. 20% down for a second home loan + closing costs =~$150,000.2)Purchase a small multifamily in Denver Metro ~$1,000,000. 30% down + closing costs =$ 320,000.3)Duplex in Denver (with correct zoning) in top neighborhood that can be scraped one day but rented now ~$900,000. 30% down + closing costs = $290,000.4) Note invest the remainder ~$240,000.Scenario BPurchase one large multifamily property financed in either NC or CO.

I told her I use a co. that checks things out.

It is even more challenging dealing with different personality types and  managing their interactions in a co-living housing situation aka several students renting rooms in a house.

I am under contract on a Co-Op, hahaha yes i know, on Miami beach that appears to be a solid BRRRR for my criteria. 

-You were a co-borrower for someone else’s FHA loan and want to buy your own home.

I have a co-op in New York City and I’m looking to see if anyone has refinanced a co-op and what the best places to look are as many banks don’t deal with co-ops?