Pierre Eade Hey Pierre, There are DSCR 2nd Mortgages available if you are having trouble qualifying for a traditional HELOC.

Traditional rental mortgage.

Traditional rental mortgage.

SFH#2 is on the East side of Indy (Christian Park).

Acquiring traditional buy-and-hold rentals is still competitive but not as much as flipping from what I'm seeing.

This flexibility is unmatched by traditional banks.

Here is my situation:I open an LLC for each of my investment properties and for each LLC I need a bank account.I do not want to go down the route of using a traditional bank and open a new bank account with say Wells Fargo unless I have to.I have tried baseline banking which allows you to open one "account" and have multiple accounts within that (one for each LLC).

Traditional investment mortgage.

Quote from @Christian Camacho: Hello everyone I’ve been doing wholesale real estate and I recently came across note flipping.

Reduced down payments are possible for multifamily buildings using financing options such as FHA loans, which are less expensive than traditional loans.Find local programs that can help with a down payment, look up programs in your region, get in touch with lenders or mortgage brokers in your area, and fulfill the eligibility requirements by attending homebuyer education workshops.