@Jay Hurst, to address your concern as to why I keep dismissing seasoning wasn't an issue, because that is TO BE TRUE..lol!! 

He has nightmare stories that are hard to believe, but they are all true and recorded on video.I'm in a small, conservative community with renters who behave better than those in the big city.

While it's true that I am generally much more likable than you I receive no special treatment from the mods here at BP.

True foreclosures are high-risk and not for new investors.

I trust my agent but I also would like to be able to verify what they told me was true especially when it cost me more money.

Is this true?

@Adam Eckhoff if it appears to be too good to be true - it usually is!

I started almost a year ago..its been a journey but no horror stories...yes drama but no horror...the person I was considering hiring to oversee the project decided to take the project on which was a dream come true...thx for your advice ..i did what you advised and then got lucky!

This is especially true for loans with low down payments, like FHA loans with a 3.5% down payment.- The realtor: like the seller, realtors do not typically need to know your house hacking plans.

This is considered a personal home - even though it has rental income, so you only have to have 3.5% down frequently, not the 20% down it takes to buy a true investment property.