I'd be in one heck of a situation if I had all of my units go vacant for a month or two, and expect to have that money to pay expenses...and no safety net.However, what if you could take your side of the equity and find your feet. 

Rob,I'm in a similar situation with entitled land but in the hospitality sector here in Livermore, CA.

The closest I've come to your situation is similar to one in which a tenant wanted to cut the grass, for which he wanted to get a reduction in his rent.

Happy to talk through your current situation and offer advice or contacts if needed. 

For other situations, we charge a fee equivalent to two month’s rent if they choose to back out early.Since most of our tenants are traveling nurses, we typically don’t receive inquiries too far in advance.

My guess is that it would need to be a househack-type situation, as VA loans can only be used for primary residences.

I had the same situation last year with a property bought through Rent to Retirement in Detroit. 

After I would refinance and roll it into the next deal, like all BRRRR's work.Lets say I find a deal and the numbers run to be exactly like the situation above.

My allocation I mentioned above is purely what I would do based on my current financial situation.  

If you are worried about being sued, there is an argument for opting to just get umbrella insurance.For your specific situation you could consider speaking with a RE attorney or there are services that can help you set all of this up.