It completely changes how the underwriting of the loan is done which is why it's the most critical question to ask.As an example, if you go to Bank of America or you go to Chase Bank (they both sell loans to Fannie/Freddie) then the underwriting standards will be extremely similar (call it identical for most intents and purposes).

I am open to criticism.  

Many of your tenants may be on some kind of government subsidised program and this knowledge is critical. 

Planning on these factors is critical for your future success in your investments, although it is very hard to predict the changes.

I believe it is critically important that you get yourself outside, even if it is just for a few hours, get some Vitamin D and enjoy this great creation.

Changes in the mortgage market and these entities’ rapid growth have highlighted the critical services these firms provide to homeowners, investors, and other market participants.

Sometimes you don't negotiate hard enough, get bad loan terms, work with poor contractors, forget to look at the expenses and CapEx with a critical eye, and the list goes on. 

When I pull up your address the first photo I see is the front of the house, which, in my opinion, doesn't do the inside justice, and that is the first photo that is going to be critiqued and ultimately the critical "first impression" by potential buyers.

This makes it very difficult to establish critical numbers that any buyer would want to know. 

I'd be happy to discuss with you about my fund anytime, though I will say that we typically don't invest in one-off deals, but rather whole operating companies that have reached critical mass.