@Ben Durwood I just bought a SFH in Grand Rapids, Michigan and cash on cash return is 25% right now.

My name is Marshall Downs and I'm new to the site from Benton Harbor, MI which is about 90 minutes from Chicago and Grand Rapids, 30 minutes from South Bend, IN and I LOVE REAL ESTATE...no kidding.

Cloud or also looking at Sartell and Sauk Rapids?

As for me, I am rapidly approaching seventy years old and ten nicely cash flowing properties would provide and excellent retirement income.

As I said, in devising redemptions in my area (which I was part of a group that was the first to do so here, so much so we also made a how to hand book for the sheriffs as to what to do since they never had seen it before) I found rapidly it is best to have the rough layout and to allow them to refine it.

If anyone knows of a decent one I can get in touch with, It would be great. I already have a guy in W'loo, just need to spread out a bit.

If I never sell my properties, and only make 10% on my properties each year, Im only making 40k...each year.Additionally, relatively rapidly, I can leverage my property to buy more property, usually at 3-5%.

This is not a great metric, but has been helpful during the rapid growth periods.  

He said the policies do change rapidly enough that many banks are not up to date with the latest standards.

Dunn & Bradstreet have one and I'm sure there are others but the one that pops out of a Google search first is the one from http://www.companiesinc.com/The benefit they advertise that I like best is a more rapid buildup of good corporate credit than if you were to DIY.Can anyone advise as to how effective these types of programs are?