I have also helped a variety of both local and OOS investors buy in the metro using owner occupant and traditional investor financing.

Also want to add that she had multiple violations such as having a dog with her while her contract states no pets and she was contacting repair facilities and acting as my agent or pretending to be a property owner and interfering with repair process. 

Vacasa seems like they cover everything which is great for hands off owners, but they charge an arm and a leg.

You're now the owner of the property, so the responsibility of fixing things is on you.

I currently own just one property (a duplex) and it is owner-occupied, I live in one unit and my tenants rent the other unit from me.

However, due to the whole area now being deemed by insurance companies as a "fire-risk" zone, I can't find a single insurance company to put a STR endorsement on a regular home owner policy up there.

They should put the tenant on notice, and indicate their intent to terminate their lease if they don't correct the problem.If you have no such clause in your lease, you can find the owner of the property using tax records, then skip trace the owner and contact them to let them know of the situation.

Occasionally you can knock on the door and tenant will let you in, or maybe even the owner, but that is probably more rare.   

That is a failure on the owner's part, for sure.  

@Shane Cordrey - Are you looking to primarily invest directly as an owner operator or have you also considered investing as a Passive Limited Partner in Multifamily ?