Hi Debbie,You can either do a cash out on one of your other properties or do a hard money note to build the ADU, I'm working on a few of these right now as it's a popular business model in the rental space.

I feel like you should be able to customize the mortgage section of this calculator but I can't figure out how to adjust my payments to the amount I agreed on with the seller. 

Here is some information that might be helpful.Rent Collection/Property Management:For collecting rent from multiple tenants and managing your property, here are a few popular options:Cozy.co: This platform is free for landlords and provides rent collection, expense tracking, and even maintenance request functionalities.Buildium: This is more comprehensive and suitable if you ever decide to scale up and manage multiple properties.

I continuously read and listened to podcasts, even during commutes and at work, using custom headphones designed like construction earplugs to facilitate my learning.

Multifamily here in Co Springs and Denver area has been "overpriced" somewhat because of the military presence and rise in popularity of house hacking. 

Tampa's rising popularity and robust job market make it a thriving hub for new residents.20 years investing in Tampa.

During the second phone consultation, I was given the impression that the team needs 2-3 months to come up with a customized strategy plan. 

Most of my customers in CA tend to buy their primary in Cali but build their investment portfolio outside the state.

Turbo Tenant is a popular one.

@Mark HaskinsThere are several good to very good low flow shower heads available these days at 1.75, 1.5 and even, 1.25 usg/minute {standard shower head flows at 2.5 gpm}.Have a look at the Spoiler and Earth models available from AM Conservation Group {formerly part of Niagara Conservation who manufactures good low-flow, flapperless toilets}.NFI in Niagara, just a satisfied customer who has been using their products in our units for the past 3+ years.