The due on sale is a real risk, always be prepared to refinance a property or sell it before foreclosure can bite you and all parties concerned.Being in title on a Sub-To means you can lease it and give an option, however, you need to deliver good title if the option is taken.

Insurable title shall be delivered to Buyer by Deed on a form acceptable to Seller in Seller’s sole and absolute discretion.

ThanksGreg You didn't specify the upside nor speak of a value add play in the deal so it's a little difficult to speculate how to best structure a creative financing package.Assuming it's a value add play with good risk adjusted gains at the end of the process then maybe the safest route is to negotiate a wrap transaction with the seller, and if your are concerned about a due on sale clause make it contingent on the lenders approval.The seller will confront these same financing scenario issues with all other buyers so if they want to sell the property then they can either deal with the issue with a reset and able buyer, you, or kick the can down the line looking for another buyer who maybe willing to assume a less than stellar financing package.As the buyer though your only concern should be the financing package that delivers you title, assuming you plan on making extensive improvements to the property, and allows you to earn what you determine is a reasonable cash flow from the project.Options aren't bankable.

They deliver, too if you need that. 

Investors call me all the time and I do the right thing, put them into stable neighborhood and deliver on the rent.  

Like it or not, email holds people semi-accountable for things you requested months ago and they failed to deliver.  

Many people find networking to be hard work and often feel exhausted from the seemingly endless barrage of sales pitches delivered to them from their fellow networkers.

My end buyer could seek specific performance and sue me to deliver title that I don't have. 

The following is also a summary of the section:“A beneficiary shall, within 21 days of the receipt of a written demand by an entitled person…, prepare and deliver to the person demanding…a beneficiary statement” (CC §2943(b)(1)).

so I already deliver pizzas at night so I'm hoping that will help.