Yes, I have been involved in some OUTLIER situations where there has been significant contamination from home heating oil tanks but those are fairly rare and usually involved diesel fuel with pressurized piping.

Initial Escrow Payment at Closing also has a Property Taxes at $432.52 per month for 12 mos (total = $5,190.24)This doesn't seem right.2) Is it common for the Closing Costs mount $10,309.99 to be rolled into the total loan?

Does anyone know about mount holly, NJ?

Mount Rushmore?

Bathroom hardward (TP and towel racks) - mount to a 1x4 plaque that is screwed to studs. you can pretty much hang on it without pulling out the hardware. i use entry level granite countertops - stain resistant, and should last a long time. i put LVP through the entire house, bathrooms and closets included. its water proof and scratch resistant. while the initial cost is more than carpet, you wont have to replace it as often. i use Sherwin-Williams Harmony line of paint, in a semi-gloss sheen. the semi-gloss is easier to wipe off for small marks, and the harmony line has deodorizers built in. for exterior door knobs, i use the smartkey knobs from kwikset. you can rekey a knob in a few minutes - no need to pay rekeying fees anymore. last tip - figure out which appliances your market typically provides. in my market, its not common to provide washers and dryers, so i dont. thats one less thing to have to repair. 4. i dont see an issue with the gas stove. to convert to electric you will need to have a 220V plug, which could be costly to install if not already there. 

Once you threaten or pressure him, he’ll quit returning your calls.4) Re-read @Kyle J.'

Maybe other cities are different, but my guess is they prefer to work with one city versus a hundred property owners.I don't know if it will be 100 property owners since they'll probably mount on right-of-way things like power poles since they need some source of power which are usually city-controlled.In that case, I'll take dealing with 10000 prop owners (since I can just ask a neighbor, if a guy says no) instead of someone at the city looking for pole (NOT poll) taxes. 

Also an added plus is the HOA takes care of lawn maintenance and pressure wash the exterior.

Unless we have another lockdown, any recession pressures will recede (for a while at least).

A lot of agents are impatient with buyers and pressure them into buying something.