Which allows me to have access to a healthy HELOC but puts buying out of reach.

It’s specifically for the self employed who have healthy deductions.

Due to expansive clay soil, it’s nigh impossible to find a house around here without foundation issues.

You are probably aware (maybe not) that there are many of us that don’t believe BLM is healthy for anyone especially the black community, where they have burned down businesses and tell black kids to view themselves as victims.  

Whichever is better for your long-term financial health is the better option.

It is in a big coastal city with healthy rental market. 

Water intrusion into any part of any physical structure on the Property; leaks from or in any appliance, pipe, slab or roof; standing water, drainage, flooding, underground water, moisture, water-related soil settling or slippage, on or affecting the Property?

These include things like: jurisdictional codes, wetlands, soil analysis, building setbacks, slope assessment, sewer/septic placement, water, power, driveway access, etc. a civil engineer can provide most of this information.

Hello, hope you are healthy and safe.I'm very aware of section (s.) 212.02(12), Florida Statutes (F.S.) which states ALL money collected from a tenant in a Commercial Property is considered rent and as such it's subjected to Sales Tax (5.5% + 1% Miami-Dade).I have a BIG objection with this statue.

Turning 30+% tax into 0% is a pretty healthy bump to your net.