Also, compare it to other returns you can get in the market.

Then compare current market value to what it would go for today with an added legal apartment.

If I pull up my market in AirDNA, and scroll down in the comps to find my actual house, the revenue it says I'm making is not very accurate compared to the revenue I'm actually making. 

One common obstacle is dealing with higher interest rates compared to traditional financing, which can impact profit margins.

I'd agree with @Devin Peterson, best way to get this answered is to get a few quotes from different lenders and compare - either on BP Find a Lender or just googling (also if you post a version of this in the Classifieds subforum - or it might get moved there, you can interact directly with DSCR Lenders here - although this subforum is more about technical questions).

These areas won't give you cash flow without significant downpayment, but their price/rent ratios are much more friendly compared to other cities in the Bay Area and you can also benefit from their appreciation.Another thing to put on your radar is the Real Estate Professional Status (REPS) election.

From my point of view, as an investor that prefers lower leverage and not needing to have 1000 properties, it has been nice to hear that compared to what used to be a steady diet of keep BRRRRing and never stop.

NW yeilds can be spectacular per acre compared to other parts of the country.

Although I don't personally like the trends, they were supported the City of BBL's October Compliance & Occupancy Data, which provided the following:1 - The occupancy rate for October was 38%, which compares to 55% prior year; 2 - Average nightly revenue dropped by 36% on a year-over-year basis; and3 - Demand decreased by 22% on a year-over-year basis, while SUPPLY ALSO INCREASED by 13%!

If you believe your property has been overvalued, you can gather evidence (like comparable property values) and appeal the tax amount.