I know others said that this was because of an EPO, but no one stated a reason why you might not want to do a refi prior to 6 months.

Even if you could, I don't think a bank would care. 

One thing to be careful with is the last 3 years have been atypical for the Calgary market, it's been a good run, but don't expect these kinds of returns long term.

I am a handyman with a lot of experience in residential and commercial maintenance, so I would like to be close to my first investments so I could take care of the management and repairs myself.

My approach is one of careful research, strategic planning, and a willingness to adapt as I grow in this exciting new chapter of my life.

Avoid personal use of the property, as it can limit deductions, and be careful to correctly classify repairs versus capital improvements, as improvements must be depreciated.

Bit of an unusual strategy for wholesaling, I think.

Be VERY careful about using ARV's from unvetted sources. 

I have an ice maker myself- I love it I use it all the time- sometimes it breaks down and has to be repaired- I don't care I want the ice and am willing to pay for it.Just my 2 cents.

The 2nd just told me she couldn’t afford it because was taking care of her father and going to school.