@Kyle Trotman If you purchased with a hard money loan conventional lenders will require extensive seasoning to utilize the new appraised value for cash out. 

Based on what my attorney provided, the plots aren't worth a ton of money, but since I haven't done a land deal I'm not sure if the actual sale price differs from what she got me.

Also, most banks will not allow you to "borrow" your down payment, so what you would need to do is get the 50K personal loan and then have it show on your bank statements for two months (without showing the money being deposited, so in reality this could be 3 statements before you have that. 

Mortgage Broker/ Bank/ Hard Money Lender – Someone that has experience working with other investors.

A line of credit won’t commit you to a monthly payment unless you use the money, so you can avoid paying interest when it’s not in use.

Something I do with my wife is quarterly money dates.

Don't reinvent the wheel, flip where others have made money flipping.

The PM has also not sent them the rent money from the past 3 months.

With the money from my savings and stocks I have about 100k . 

The amount of money you make is in a different digit.