I offered monthly pricing during the COVID-19 closings for monthly rentals to medical personnel. 

And if you haven't lived there for two years yet then you would have to qualify for one of the exclusions (job related transfer or medical situation, or unforeseen event). 

I know the news shows the cities desperate for medical personnel, but in many places the surge has not hit.

I will soon take up a Medical Laboratory Scientist travel job with the intent to fund more real-estate buying and achieve my ultimate goal of not having to trade time for money. 

Or is it a medical debt from a few years ago when their child got sick with cancer that they just haven't been able to keep up with and therefore has dragged down their credit?

I am in the medical field, so I am not as educated in the real estate area as you all.

What about medical?

(It doesn’t matter whether the loss is deductible on your tax return.)You, your spouse, a co-owner of the home, or anyone else for whom the home was his or her residence:Died;Became divorced or legally separated;Gave birth to two or more children from the same pregnancy;Became eligible for unemployment compensation;Became unable, because of a change in employment status, to pay basic living expenses for the household (including expenses for food, clothing, housing, medication, transportation, taxes, court-ordered payments, and expenses reasonably necessary for making an income).An event is determined to be an unforeseeable event in IRS published guidance.Other Facts and CircumstancesEven if your situation doesn’t match any of the standard requirements described above, you still may qualify for an exception.

@JR WoolfI don't know how much this helps, but in our area and in many other metros they need more medical staff than they have in the area.

And I hope people will appreciate the things they have and not take things for granted (toilet paper has a new appreciation, no doubt; and I hope people have a better appreciation for truck drivers, medical workers, first responders, retail store workers, etc.).