If you make six figures, then i'm guessing the only stumbling block is your credit score.

As for the original post, I think something like this works best if it is concrete: dates (say the last week of July and December), monetary consideration (I would suggest a separate sublet provision wherein you pay them for use, rather than working out rent credits), insurance and liability requirements, etc.

For example, my ad will state whether we accept pets, that we want provide income around 3x the rent, and that every adult must pass a credit/criminal screening.

U see adds all the time  GREAT CASH FLOW  well GREAT cash flow is a personal choice opinion someone in the mid west if they are not getting 1 % rule 2% rule its terrible..

Another paid 170K for a 3 br in GH, that needed about 25k in reno, and only rented for 1300, again beyond terrible.

How many tenants NEVER work on fixing their credit, so they can:1) More easily qualify for better rental homes?

To prepare, focus on saving for a strong down payment and maintaining a solid credit profile, as both are critical for competitive financing.If possible, look into FHA or conventional loan options for owner-occupied properties, which may offer favorable terms, especially for first-time buyers.

I still need to get more properties by using conventional loans and develop a more stable business credit before doing LLC. 

National savings rates have plummeted, increasingly reliant on credit cards to fill financial gaps.

Do you have credit cards with places like Lowes and Home Depot that you can use to buy materials now and not need to pay off for maybe 90 days?