Then if no other lenders are interested in funding this deal, at this time, and it is their business to sell money (sometimes incorrectly referred to as "lending"), what makes you think another investor would agree to substitute their money as a partner if the lenders (the most conservative money sellers on earth) won't sell you their money? 

The assignment of leases document was filed 1/27/22, the deed-of-trust (D-T) recording date was 2/10/22 and the Substitute Trustee (S-TR) filings were 3/2/22 and 3/21/22.

Trustee sale by substitute trustee2. 

In my book investing in real estate is not a substitute for the stock market.

If it's due for auction, you could also make a deal with the substitute trustee if possible that's either listed on the Notice of Sale or the auction site.

There's simply no substitute for it, and no exceptions to it.Though software could do it well, I've always, and still do, eschew software for note analysis.

There is no substitute for sitting down face to face with a seller to review an offer together.

This is the reason why NOI, as it is used in the definition of Cap Rate, should only include operating items but should exclude debt payments and capex.I see that you may have used the term “Leverage Adjusted Cap Rate” as a substitute for COC which is a metric that does take leverage into account.

You could secure the lien with another real property or personal asset with a substitution of collateral agreement in place. 

Now he just needs to cash a check each month when the payment is due - no need to wait for the mail man.Write in an early payment discount in the event you sell the building and pay off the seller financingUse a stutter clauses - allows you to miss one payment a year.Build in a substitution of collateral clause - that means you can move the security of the mortgage to another property with equal or greater equity when you sell without having to pay off the existing mortgage - therefore not having to pay off the mortgage gives you more cash at settlement.DON'T ask for seller financing - it is SO easy for the seller to say NO Way - BUT write it in to the offer - it will be much easier for the seller to understand.If the seller resist seller financing - build in a short term balloon 6 - 12 monthsLet the seller know he can make more money (in interest) if he helps you will financingGive the seller some great references (financial and testimonials) sellers like to deal with people they trust and like.