You make some good strategic points about HOA involvement.  

Hello to All of BP, I've been lurking for several weeks, but as several BP encouragement emails suggest: I have to stop lurking and get actively involved.I am Ryan Potter, an energetic, strategic 24 year old looking to learn and be aggressively active in property investment.

My goal is to achieve long term growth in assets and wealth through steady cash flow and strategic sales of real estate property.

As an investor you get paid for making 'business decisions' and being a strategic thinker; not to being stuck in the mud doing paperwork, pulling plat maps off microfiche, and compiling due diligence documents.

Investing a smaller amount of my money strategically to get a decent return.I haven't seen this happening, so I figure there must be some significant problems.

Well you can if you narrow you focus areas and include strategic urban markets within your investment markets.

Nobody going to give you money with that much debt attached to you.Sometimes REI is strategic and you make moves leveraging debt or properties etc...But a lot of times REI is just good ole common sense...You have a good stream of income (between your job and business) coming in PAY OFF AS MUCH DEBT AS YOU CAN...The most important thing is peace of mind. what happens if you get laided off?

Someone who will help to strategize a long term campaign for us.

Steve, We've developed strategic partnerships with Quality property management companies.

Just need to put some time into strategic marketing - I know it can be done