Option 3 suggests having another discussion with the credit union to negotiate terms or explore alternative loan options within the institution.

However, if there are better, safer deals to be had elsewhere, then maybe it is worth considering.

As alternatives, explore house hacking for faster equity building or consider other investment strategies aligned with your goals.

There will be significant cost and time involved, hence the alternative, pre-emptive steps outlined.Focus on loss minimization rather than an emotional response.Best of Luck -

There were delays as my agent was supposed to help list the property for rent to place a tenant, but FlipSystem was with me in figuring out alternative resources - that was key.So really, you're paying that $15K fee (confirmed!)

When compared to bigger complexes in desirable neighborhoods, these properties could have a higher potential for cash flow.Examine Financing alternatives: Look into financing alternatives, such as FHA loans with low down payments, that are geared for first-time homebuyers or owner-occupants.

2) It took me a while to build my residential  portfolio, and we all know that residential is far safer investment than commercial (especially now); However this is not an office building and related to leisure and "fun".

You could give a sign in 48 hours notice as an alternate.

If the tenant doesn't think the original design is safe for his child, talk to the manufacturer or install something that makes it safer in his view..... not the LL responsibility 

They might offer alternatives like real estate investment trusts (REITs) or crowdfunding, providing a kind of indirect link to real estate.