I hear there is going to be another round of stimulus checks.  

The arbitrage deals have had to shift to longer stays but if you followed my advice (which I doubt you did) then you'll realize that I advise to look for more stable Non-Tourist markets where people rent STR's year round for work more so than travel and fun.This post was to hopefully encourage people who are "landlords" (p.s. not me) to not be so hard on their tenants who are having a hard time, holding people accountable for money they no longer have is a great way to drive them into irreversible debt and financial hardship, of which I have experienced at one point in my life and know how hard it is for the average person to escape that kind of rut.

This is what I see:- Debt Service @6% estimated rate on $311k = $1865- Property tax (based on Zillow’s records and I round up) = $400 per month (PS - If you get spot reassessed by the county based on your purchase price, this amount might raise to $500-600.)- Insurance (again just guessing, get a quote): $150- Management Fee @10% average = $390These are your fixed expenses.

@Stuart M.I saw your other post and know you're in a difficult spot due to coronavirus, and therefore you are attempting to get your return filed as soon as possible to get a refund.You have my sympathy, but respectfully, in your posts, in which you're soliciting advice that you're obviously going to rely upon to DIY your return, you appear to be quickly trying to jam a square peg into round hole so you can move onto the next peg.You're not really getting an understanding of what you're doing and its obvious you're relying on incorrect information half of the time, which as a professional is a little cringey for me to observe.I hope you figure out a well-reasoned way forward. 

In the Bay Area prices are pretty high year-round and though the prices seemed to have dipped a bit, houses are still relatively expensive.Since the mortgage rates are historically lower than they have been in years, I thought this might be a good time to buy as a lot buyers/HML have been backing out of deals and a lot of people are more hesitant to buy/sell.

The rental rate is not the end all but it does help to have a round figure when running numbers.

Nz skills transfer to America but not the other way round.

But they had to go for another round of fund raising, in emergency, at low valuation:https://www.cnbc.com/2020/04/06/airbnb-raising-1-billion-amid-fallout-from-coronanvirus.html

This obviously significantly affected the value and we fought back about it but after 3 rounds of back and forth there is nothing that could be done. 

So if you offer incentives to your tenants now, and then things normalize for a few months and we all have to go through this again at the end of the year or Q1 of next year, you've already opened yourself up to having to offer another round of rental discounts.