Modern farmhouse design.

It's not rocket science (get it? 

Not sure what the definition of "affordable" is...I checked USAA out first and they have an offsite company that they work with for rental insurance that gave me the following quote: ...By the way the cost of my cabin was just under 334K.American Modern Property (off of USAA) 334K Rebuild value500K Liability1000 deductibleAnnual Premium=$962/year or $81/monthI didn't get into all the specifics about what it does and doesn't cover, so more investigation would need to be done.I then contacted Proper Insurance Proper Insurance  335K rebuild value25K personal property50K loss of rental income1 million liability1000 deductibleAnnual Premium=3239/year or $270/monthI then spoke with a Brightway/Foremost Insurance, which had been referred to me and who is local there in the Area.

If this is a just a vacant dwelling, American Modern and Foremost both write them.

It has a pretty modern user interface which works well with my tenant demographic, mostly young professionals.

Partners Engineering and Science is one group that my prior company used to use for their transaction due diligence. 

There have been various dips in the economy, but the modern Vacation Rental/STR market has not been truly tested against a major downturn.

@Carolyn Fuller love a source on that that is actually science based?

If you see an agent represents USLI, American Modern, Berkley Aspire, Home, USAssure or Foremost that may show they work with Vacants and/or renovation.

Harv EkerThink and Grow Rich by Napolon HillThe Scienc of Getting Rich-Wallace WattlesThese books will help to get you into a specific mindset needed for this business.