- Medical bills- Unemployment- Moving (work related, or other)- DivorceThere are other reasons as well, but those are some big reasons.

Couple that with medical issues and you are in a heap of it.I would step away from REI for a while until you feel committed to making another go at it.

It's a huge medical field.

They had great payment history for 14 years until this medical emergency put them behind and they have a Realtor friend who has already worked out the short sale with the bank -- they just won't let him buy the property because he is such close friends with the owners.

Maybe stuff happened that was out of their control (medical being a simple example).

Someone with a serious cash flow issue, a divorce, medical issues or just someone who thinks they do not have to pay their bills.

The neglect of the company resulted in my back injury (cheaper to pay foy medical then to fix the roads I guess) and I filed Workmans Comp.

As for retirement, the medical facilities still scare me somewhat.

Maybe from a medical event.

Mike the plan was never to develop a large real estate business the plan is to own a couple nearby rentals with smallest mortgages and low expenses therefore yielding as much + cash flow as possible..Therefore my work pension + investments + real estate cash flow will provide a good retirement monthly income...To be honest I have a pretty kick back stress free R.N job that pays a little over 6 figures with full medical benefits for me and my family not to mention life time medical insurance for me and my spouse when I reach 25 years of service.