The bad part is, I cant seem to interpret some of the data in the upper cells title for the data below for instance: currtax / delqdue/ Currdue / Totdue.

My interpretation: "paying your due" is not just to learn, gain experience, and develop systems to manage one's investments (REI assets).

Her interpretation was "OK I get it they don't receive any money because you collect it & keep it".

If you encounter resistance, a nuanced interpretation of the statute can push that time out to 3 years.There are services that will verify the validity of the tax sale for particular providers of title policies in lieu of actually filing suit to quiet title.  

Josh, My assumption and interpretation in regards to the role of finding the deal, managing the rehab, and managing the property is the same investor.However, in my opinion, both should be active in searching, researching, performing due diligence, and acquisition of each property. 

I am an incorporated Real Estate Broker and wanted to know if my wholesaling activities could be interpreted as taking a "Net" listing from a seller.   

No representations can be made on how any court in any state or federal, will interpret the regulations or apply them, and that said interpretation or application will be different from this analysis of the law.Therefore, there is no guarantee that relying on this analysis will prevent governmental or civil actions against the lender/seller.

If someone googles your name and this post shows up its all about interpretation and it may not be in your favor.

It could be interpreted, and there has been case law, the an option constitutes equitable interest assignment and therefore violates Due on Sale Clause it the lien holder discovers.  

There is also some poor advice above, sorry, but it is, I think the guru left the forums, but the DF act isn't that simple and if you don't have a finance background I seriously doubt you'll interpret it correctly, real estate attorneys are pulling their hair out trying to figure it out.