The borrower has a conventional loan and there will be an excess in seller contributions because it cannot go towards pre-paids or buying down the rate.

I had excess of 5700 in losses last year and want to carry it forward.

City's mindset not progressive, impact fees excessive.

I’m looking to connect with some surplus / excess fund recovery pro’s.

The main things you want to look for or avoid in the area, in my opinion, is going to be Flood Zones, moisture issues in the crawl space (it's very humid), and maybe knob and tube wiring if it was built before the 1940s. 

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-ez for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.

:)jokes aside, it does seem extreme and I would probably follow up with the agent/seller asking an explanation why the extremely high excess charges.

Then, you can pursue an Excess Liability policy that overlaps and extends some of the limits of your existing liability coverage.

Investing in general is significantly easier when you have excess cash. 

Everyone uses different rules of thumb, but I've typically seen the following:$500-$1,000 per unit in Replacement Reserves (usually lender required anyway), and1or 2 months of operating cash flow (to cover expenses and debt service for a month or two if any excessive vacancy occurs)Beyond that, it is a personal preference.