What’s the best route financially?

[Chanler Decorso]

Hi!

I’m Chanler I’m 24 and I’m looking for a little insight on what I should do financially. I make just above 2k a month with just under 20k saved up I’ve been looking for my first condo for the past 6 months looking to turn it into a rental property a couple years after owning. I’m pre approved for 170k loan but looking for a place around 80-120k I don’t want my mortgage to take over my life. I know the closing cost are going to be about 13k when everything’s said and done.

Should I:

do a 15 or 30 year loan?

Save more for bigger down payment?

Get a second job and bust my ***?

Thank you for any tips,tricks and knowledge!