I now have a prescribed ESA by my doctor and endorsed by my therapist.

Here are the numbers:Loan Amount :$132,000  (I currently owe $102,605 on mortgage)Interest rate 3.85%      (current mortgage 4.625%)Monthly P&I : $620.71Estimated escrow :$377  ( may actually be lower, paying $349 now)Estimated monthly payment $998 (currently paying $894)Estimated closing costs $10,555  (includes $6226 in loan costs, + $4330 in other costs)Estimated cash to close $18,840 (cash out to me)Closing cost details :Origination charges $2,000                                     .687% of loan amount (points)  $907              Document review fee to attorney $100                             Lender origination charge $995     * costs I cannot shop for Total  $1,469  appraisal fee, title endorsement etc.

If there was a survey endorsement then the title company should definitely be liable for missing the survey not comporting with the metes and bounds and the legal attached to the deed.

Alisha ZwirtzPros: Endorsed by J Scott, free trial available Cons: Not widely used - 10 mentions in BP forum Cost: $97 basic, $167 Pro, $267 Enterprise BundleSmartsheet – Excel but in the cloud for collaboration“Smartsheet is a more classic tool (think MS Excel but with some powerful overlays and template tools that allow you to build project plans) that would be great for sharing project plans with contractors, etc.”

I would suggest not writing a lease. use ones that are legitimate, plain language leases that are endorsed by the local Magistrates and the association of realtors.

That is quite the endorsement!  

There is no setup fee for a small landlord...they may have a premium service for larger PM companies, but I've never needed this.The fee is $3.99 per payment (chargeable to tenant or landlord...your choice), but I think this is worth it because it saves you time with the following:-provides tenant with receipt-keeps a log of all rent payments you can later submit in rent court if necessary-no time spent endorsing checks and going to the bankIt is also a convenient option for tenants whose employers pay in cash

If you're dealing with a captive agent such as a State Farm, Allstate etc...they may not be able to quote you for a standard liability policy, but if your agent is with a Independent brokerage firm they should have access to the type carrier you need to correct this or they should be able to issue endorsements on all the properties to add liability coverage.

Let me add another name to the lists already provided.Kingdom Trust - https://www.kingdomtrust.com/(Not endorsing them, just passing info along).

As a clarification, in California, if the money is used for a business purpose, as is the case with rehab loans, a NMLS endorsement is not required.