Cash reserves have saved me on numerous occasions. 100% of properties break down eventually.

Eventually we would like to start moving into commercial and so on. is there anyone that would be interested in connecting and sharing advice on how to successfully grow and manage this. 

This closing of a tax loophole used by many small investors and couples will definitely encourage people not to buy rental or vacation property they might eventually want to retire in.

@Olga DaiselThe short answer is: you depreciate $200,000.The $100,000 plus the demo costs will be capitalized into land value. it cannot be depreciated, but you will eventually recover it when the new property is sold.The long answer would be too long.

So you WILL cashflow eventually but go into the property expecting not to cashflow now.

I'm focusing almost exclusively on cash flow so I'm looking into multi-fam and house hacking, but hope to eventually get into apartment syndication in the long term.

Every setback leads to eventual victory.Closing Thoughts; Embrace the JourneyAs we navigate through times of change let us embrace what lies ahead without hesitation.

And then eventually we'd like to get some short term rentals in a few ideal places around the country that we can have occasionally for personal use.Oh, and the student loan debt.

It is amazing how much these brick walls can bow out before actually failing, and it may be decades, but eventually they will.

You still have to pay it eventually, possibly at a higher rate.