As @Addam Driver has pointed out, your best bet is to get a nice umbrella insurance.

Understanding the economics drivers of the market can help you understand the type of people that are looking to rent in your market (i.e. pay you rent once you buy a property).After knowing and understanding your market & analyzing deals on a regular basis, you'll begin to understand how the process works of making an offer.

A good point terribly delivered...

So in Antigonish, which does have a university and a hospital but isn't growing, the cap rates are maybe 8-10% while in Halifax, particularly the HRM, which has numerous economic drivers and IS growing, the cap rates are around 4%...i agree with you Jeremy about the low vacancy and tax rates in Antigonish. 

I decided to hold on to the full deposit, get PODS delivered at my house, and go stay with my brother for a week or so until i can get in there after the 30th and assess what i need to use the deposit on; well within the law of course.

Real Estate is an investment that has the ability to deliver excellent returns because the cash down payment is such a small fraction compared to the return on the retail value .

What I'm saying is that it shouldn't always be the only driver for decisions. 

Dont you have an address on the driver license, or any mail on your name that is sent to your parent's house? 

Please call if youwish to make arrangements to execute this document at one of our offices.CALIFORNIA CIVIL CODE 2943 PROVIDES FOR A SUBSTANTIAL FINE IF THE BENEFICIARY FAILSTO PREPARE AND DELIVER THE PAYOFF STATEMENT AND DELIVER THE NECESSARY DOCUMENTSWITHIN 21 DAYS AFTER RECEIPT OF THE WRITTEN REQUEST.

Also we handle the materials and invoice you once they are delivered to the job site.