I don't have any advice either, but just as a brainstorm I was thinking that if they owner finance at a crazy rate I would maybe counter offer with something like having them help or fully pay for any capital expenses that come up during their financing.  

Made an offer over the weekend on a foreclosure, but the bank's counter offer is still too high.I have a question about HUD homes.  

If he doesn't like your numbers, ask for a counter-offer.  

I sent a counter offer asking for $5K more on the list price. 

If a counter offer is not accepted that works you then walk away. 

If you want to accept back-up offers, this should have been disclosed to your current buyers usually written into the terms on the counter offer.

Until then, it's automated submission and counter-offers.

I've seen REOs listed at 300% above market value, and I've seen them listed at 50% below market value...and everywhere in-between.Your offer should be relative to what you are willing to pay, how much competition there is for the property and how badly you want it.That said, these days, for most properties listed less than 30-60 days, you probably won't even get a counter-offer if you don't offer at least 80% of list price.

., as opposed to a full bank statement that could prompt a counter offer.

Any counter offer that would be more appealing to you is required I am more then willing to listen.At this time if I could come up with the $20,000 plus additional cost associated with the start-up of my business I would, but I don’t have the credit to be able to pull out the equity in my house.