I stayed mostly with Multifamily as other sectors like Student housing, Senior care, Hospitality and NNN have too much risk for me. 

Now you are over $2k and only bringing in $2100… If you don’t care about the cash flow at the moment and have a good income that can support an unexpected large expense then you should be ok.

I targeted renters who pay on time, stay long-term, and care for the property.

I have worked with many lenders that will give you the run around, ask for more items, with no clear cut guidelines. 

Or does this happen so often and they really dont care?

Tax Policy: Proposed revision of high-income tax cuts to fund housing programs and economic stability initiatives4.

Additionally, ensuring the renovations met both current rental standards and future plans required careful planning and oversight.

A reliable tenant is someone who stays many years, always pays the rent on schedule, and takes good care of the property.

The lengthy process required careful planning.

The lengthy process required careful planning.