My business partner and I have a joint LLC (shared business bank accounts / credit cards / etc) - pretty standard stuff.

Is carrying it on my card worse for credit than carrying it on the HELOC? 

Earn money3. raise moneyreality is majority earn money that they save then its not many people who actually raise money.

Now if I can just find my credit card…… 

All this pressure on rent's, it's not going anywhere, and as more landlord's relent to the pressure it facilitates greater ease for other landlord's to additionally raise rent rates as well.

My current primary ( scenario 1) Keep the primary for the life of the loan ( current rate is 4.5 so i dont see my self refinancing anytime soon)current home value 1,150,000Loan amount 935,000appreciation estimate 5% per year after a 28 year hold and the house is paid off I would have a house worth 4,312,000$my current mortgage is 6125$ ( piti) included My second option( scenario 2) Sell the house, walk away with $150 ,000 ish in hand and put that into a low cost index fund Rent a house elsewhere for about 3000$ ish and take the extra 3000$ im saving everymonths from not having to pay my mortgage and puting that money in the index fund as well I ran the numbers on both of these scenarios and doing what I mentioned above would break even at about 28 years meaning my stock account would be worth 4.3 million just like my house would , but the only is that holding a house for 28 year would mean 28 years of property taxes, loan interest ,home insurance and repairs etc whick I calculated to be about 1,200,000$ at minimum which raised my eyebrows to say the least Also i understand that each of these options ( stock market vs real estate ) will have there tax consequences ( long term capital gains) so any thoughts on that would be appreciated as well.  

C-corp is too complicated and cumbersome in my opinion.)Open the LLC, get your EIN number, and then open your checking account and first credit card with one bank. 

Both Prosper and Lending Club offer loans big enough to cover your 50% down payment.Something I would never recommend to most people, but as a last resort -- if you absolutely knew you COULD pay it off any time you wanted, you could put the down payment or at least a big chunk of it on a credit card and float it between 0% balance transfer offers until you get it paid off.

I really like stessa because it links with my business credit card and checking account.

The area is a college town that is exploding, so I will most likely be able to raise rents to $2,500 next year very easily.