The bigger and more diverse your business, the more cumbersome managing multiple policies can become.Administrative Burden: If managing multiple policies is consuming too much time or resources, consolidating may be a way to streamline operations and reduce the workload on your team.Negotiating Leverage: When your business reaches a certain size, you may have enough premium volume to negotiate better terms by consolidating with a single carrier.Final ThoughtsConsolidating your insurance portfolio into a scheduled program can offer significant advantages in terms of cost, simplicity, and risk management.

To comment on the bigger thread, commercial is generally better, but requires more capital.

Insurance rates in Florida have been impacted by back-to-back hurricanes, but from what I've seen on the ground, the bigger issue stems from something deeper.

Is 3bd/2bath(They are able to count, mine is 2bd/2bath with attic(due to slant of roof cant technically count as bedroom), Small deck.Same sqft, same lot size, 2 blocks awayComp 1 is the best and most recent sale.Comp 2-(Sold at what Im looking to list for)I was not in this house so I'm not as familiar with it. +100sqft. 4bd/2bath. carpet throughout house. 

Welcome to Bigger Pockets !

IMO a bigger red flag would be poor record keeping on expenses and other documentation that would indicate property condition.Anyway, you're ultimately purchasing the income stream that *you* can achieve, not what the seller achieved.

(including Auroa, Lakewood, Golden, Boulder, Arvada, Etc) 💫 My goal with bigger pockets is to help as many investors as possible to find the exact home that accommodates all their needs. 🏠 I first got interested in Real Estate investing since I was 18 years old.

I've been operating in Maryland for almost 20 years.I am Bigger Pockets Maryland agent as well.

From what I’ve seen, a lot of the bigger banks like Chase or Wells fargo tend to shy away from offering lines of credit backed by whole life policies.

Just looking forward to learning more as the time goes on here in bigger pockets and in the Lincoln, NE area.