We've been investing in Real Estate for 6+ years and have accumulated three rental properties, all multi-families.

It can be done, but it forces you to really scrutinize a property even harder, knowing the holding and borrowing costs will add up fast.You have already shown good discipline by accumulating some money of your own, so I would keep that up and try to find the best financing option outside of family.Best of luck!

Pay down debt and accumulate some cash.

Its a good time, IMHO, to be accumulating properties, so long as they truly cash flow.

But those that do make a great story.You accumulate wealth by simply spending less than you earn.

My brother and I started purchasing homes in 2009 and soon accumulated 11 houses by 2011.At that point, being an online poker player was drying up and my brother's industrial project manager position was at a crossroads, so we decided to open up a construction company and a property management company.Being an investor and a property manager is very helpful to providing service to experienced investor clients. 

I've accumulated 10 SFH's within a period of 6 months.  

Hey, this is a throwaway because I feel a bit of shame about my predicament: I’m looking into whether bankruptcy is the best option for me.I am 34, and had accumulated $110,000 of student loan debt and around $15,000 of debt to the IRS before graduating from college.

So, while many are trying to accumulate as many doors as possible in order to start the machine, I’m trying to figure out how to keep the doors down to a minimum while generating enough cash to replace the other half of my income.

Your goal was never to “accumulate tax losses” but now you are falling back on that as though it makes any sense- which it does not.Since you are doing this 100% on emotion I only hope you are happy.good luck