@Jeremy England the 3 points seems high, I would shop the deal to another bank.  4 months ago I got a single family rental financed with no points at 4.5% on a loan amount of $52,000. 

I wish there were more brick houses in New England.

I dont know how it works in VA, but here in New England, you own it from where it T's off at the street.  

My name is Brandon and I am an investor in RI.  I have 9 years of experience in this field, but the first 5 were very casually where I did a deal here and there while owning a rental property.  For the past four years...

@Scott England  Do you see the multi family units cooling off at all recently?  

@Kit England Sounds great Kit!

Such factors left central banks with no option other than intervening, he said, speaking in his capacity as chairman of the global Financial Stability Board.https://www.theatlantic.com/magazine/archive/2020/07/coronavirus-banks-collapse/612247/https://www.greenwichtime.com/business/article/A-new-credit-bubble-gets-ready-to-burst-13911193.phpWhat comes next, dollar becomes so devalued that it triggers the great reset and crypto based economy. https://www.weforum.org/agenda/2020/06/now-is-the-time-for-a-great-reset/https://www.zerohedge.com/news/2018-11-22/did-imf-reveal-cryptocurrency-new-world-order-end-gamehttps://www.imf.org/external/pubs/ft/fandd/2018/06/pdf/fd0618.pdfhttps://www.zerohedge.com/crypto/bank-england-governor-signals-central-bank-digital-currency-coming

@Jeremy England you are right, it's not about the money - there are are several factors at play - here's a few:1.

It was a really nice new England town with a lot of charm.  

Our bookings in New England are down 80-90% on AirBnB, fortunately there’s other platforms and repeat customers to fill in the gap.