It has taken us almost three and a half years to get to this point and most of that was the one year seasoning period from the lender and working with them to get the required documents for the county recorder.I'll definitely check them out.

Yes, it's a 10-year declining dependent up on your term length and amortization period:  What You Should Know About SBA Prepayment Penalties | Pursuit (pursuitlending.com)

If the new owner brings the property in compliance before the 90th day, then the new owner is free from the strict liability, even if a child is identified with lead poisoning during the 90-day period.

If the money is not there by the end of the grace period a rent demand notice gets posted on the 6th.

That does not mean you cannot make a good return, it just means you have a highly compressed period of time to do it.

Electric stove, dryers, water heaters, and high-efficiency Mitsubishi heat pumps.

I've never worked with an investor friendly agent so I'm just looking for the most efficient way to utilize them if we decide to work together.

You are not going to find cheap, easily obtainable, and efficient.

But use BRRRR and legal entities in such a way that you don't want to wait for the seasoning period, and you can BRRRR every month.

I’m currently buying a 6 unit that will cash flow 5X the amount in a short time period compared to the garage conversion.