If after you account for the work needed to be done the deal makes sense then great, if not, don’t be afraid to walk away or ask for seller concessions.The more often you go through the process, naturally the easier it gets.

As a Professional Chef i am naturally handy with my hands.

My problem is I keep getting the cold shoulder due to the nature of house flipping...large amounts of money in and out and no steady pay throughout the year.

Was there not natural floor under?

So my question is this, if we were to do the Owner Occupied option, is there a way to do it without actually having to move into the property, ie. having bills sent to the address or something of that nature? 

Maybe its the Marine in me but what Sun Tzu wrote in Ch 6 kind of applies here:"tactics are like unto water; for water in its natural course runs away from high places and hastens downwards.

The seller isn't the bad guy man, he is naturally scared as anyone in his position would be.

However, the nature of those amended filings could perhaps pique an interest in them and the original filings. 

You can easily check that by putting in the property address at the Indiana Dept of Natural Resources Floodplain Information Portal.

Both are new natural gas systems2nd floor rehab is about 50% complete.