Often times you will pay much more in taxes than if you pulled the money out, paid the taxes and penalty and then started investing in real estate.For example, with the financing you mentioned, the IRA must pay taxes on the portion of the profit earned by financing. 

My thoughts were that this would be a short-term solution.However, the more I think about it, I’m starting to lean toward a cash-out refinance over 25 years, with a minimum payment structure.

Ive been trying for years to use my home equity to start investing in other propeties or apt buildings.

I was hoping to do a deal and get my feet wet with something relatively simple to start.

I'm just starting out with a STR and I'm in the process of vetting companies for tax strategy and asset protection. 

When you start raising money, the kinds of investors you're going to get are individuals who want to make a better return than the stock market. 

If not, it's just a matter of waiting for the lender to start lending in that area again. 

Quote from @Meghan McCollum: Hello everyone, I'm looking to start my journey of investing in Duluth, MN.

Renting to a friend can complicate things, especially if you're starting below market rent.

What kind of account or vehicle would you suggest to start saving down payment money for my first rental property?